Jim The Mortgage Man Blog

Jim Pettit - The Mortgage Man Akron OHMy name is Jim, better known as “The Mortgage Man,” which stems from my 30+ years helping people get the best financing for their new home purchase or mortgage refinance.

I have been in this business a long time.

In good times, and bad.

I have basically one primary goal … home ownership with the very best financing that meets each of my client’s individual needs.

With decades of experience in executive banking and lending across the country, I have a unique perspective into all the factors that should be considered when you seek financing.

I truly understand that purchasing or refinancing a home is a major decision, and that this business is fraught with misleading information and confusing numbers.

This is the reason I strive to make certain the loan decision is made based on full understanding, with full disclosure and transparency.

Your happiness is far more valuable than a less-than-perfect mortgage. I could not sleep at night unless I knew I had done the absolute best for you, my client.

That’s why I have so many repeat clients.

And why I sleep very well.

Let’s Talk

About Best Home Mortgages


Call The Mortgage Man Blog

Solid Financial Options In A The Current Employment Market

TIP! When you are job hunting, dress for success, no matter the job. Your appearance and attire say a lot about who you are as an individual.

One thing that defines a person is what they do for a living. After all, you’re spending quite a bit of time where you work. You may see your coworkers more often than you see your family and friends! That makes finding a good job even more important. You can do just that by using the tips that follow.

TIP! Take advantage of the resources and networks around you, talk to people. See if they are aware of any job leads that match your background.

When searching for a job, it’s vital that you are prepared. Is your resume updated and correct? You should list all of your achievements, including education, certifications and degrees. Make sure your references are updated and any academic coursework you have taken is incorporated.

TIP! Use the resources LinkedIn offers. The Q and A section is a great way to showcase your knowledge and skill.

Keep your business relationships and friendships separate. You should keep things professional whenever it comes to your employment. This is especially important if you like to party in your free time or frequently get into arguments in personal relationships. Keep away from this red flag to retain your employment.

TIP! The proper state of mind is important when job searching. Focus on finding a job, and do not let failure be a part of your vocabulary.

The proper state of mind is important when job searching. Look for a job constantly, and don’t get too discouraged. Don’t be dependent on an unemployment check, or you could end up too comfortable with it and be stuck when it runs out. Try to create realistic goals about the number of applications you fill out.

Job Titles

TIP! Don’t put all your hopes in one job. Until you have a job, do not stop looking.

Avoid assigning a specific job title to yourself, because job skills can extend across many different types of job titles. Do some online research and figure out what other job titles are similar to the one you desire. This will help ensure you have the widest range of possible jobs.

TIP! While many people simply put their home phone number on their resume and job apps, it’s a good idea to include your cell number as well. That means you can always be reached at any time.

Always pick up your phone and answer it professionally with your name and tell the person good morning or afternoon as well. People may be surprised at this greeting, but they will also be impressed.

TIP! Take advantage of the health insurance plan offered by your employer. Pre-tax dollars are used to pay for the premium, making it a less expensive option than individual insurance.

Check up on your references. It will not be good to have a potential employer call your references only to find out the information is not valid. Make a call to each reference on your list to make sure their phone number and other contact info is still correct.

TIP! If you know that you are going to be let go at your job, file for unemployment right away. Waiting until your last shift with the company or the end of your severance period can be disastrous.

Bear in mind that most companies exist to make a profit. As you prepare for your interview, and even as you finish up your resume, figure out how you can word things to show how your talents could lead to additional revenue for your potential employers. Being honest, hard-working and responsible will help you find a job, but remember that being able to prove your success is a key element.

TIP! Work with an employment agency. They will help reduce the stress of job searching and make things clear for you.

Create a consistent schedule at your job. Include family time, job search time and time to network. When they know what to expect, they’ll trust you more. So be specific with your daily work hours as well as your lunch time hours. If something comes up, make sure you communicate with the employer as soon as possible.

TIP! Always communicate with your superiors. Without communication, you can create awkwardness with your boss.

When searching for a place of employment, you always have to take it seriously to find one that will fit you and make you happy. The right advice is critical. By using the tips you have read here, you improve your chances of landing a great job that you will enjoy.

How To Successfully Negotiate Your Salary With Your Employer

TIP! When looking for a job, talk to people you already know. Ask your friends and relations if they know of work that would suit you.

If you’re desperately seeking employment, consider reading this insightful article! A lot of people get confused about employment issues; this article can help you understand things, finally. Read further to find some of these answers.

TIP! It’s important to prepare when searching for a job. An up-to-date resume and qualifications list is needed.

It is important to be prepared with questions of your own for your interview. It is quite common for the interviewer to end the interview by asking if there is anything you would like to know. For example, you can inquire about the nature of the work, about the company goals or anything else you would like to know.

TIP! Take a few days prior to the interview and begin preparing some questions to ask in return. You are usually going to be asked whether you have questions yourself during the interview.

Plan to show up early for work. Things can always come up to delay your trip to work, so you should always give yourself ample time to arrive on time. By consistently arriving on time to work, you are showing your employer that the job is something you greatly appreciate.

TIP! Your cover letter should reference the specific qualifications from the job listing. Leadership is something that you will want to emphasize.

Carry a paper with pertinent application information. Often you will need to provide the dates you have held your previous jobs, as well as the contact information of your past employers. You should create a cheat seat that contains all of this information. This can make it a whole lot easier to fill out applications.

TIP! It’s important that you remain patient when looking for a job. If you’ve fired or laid off someone or your company needs additional workers, you need to treat the situation in the same way and only hire someone that is a proper fit for the open position.

If your employer offers health insurance, consider taking it for a good price. The premium will be taken out of your checks and is much cheaper than your individual plan. If your spouse has insurance, you may be able to join their plan.

TIP! You should think about putting a cell phone number down on all of your applications and resume, as opposed to your home number. It can also help you be able to recieve calls when you are at a different job or away from your home phone.

Keep in mind that profit is the bottom line for employers. How can you word your resume or speak in an interview to tell them you’ll make them money? Companies desire more than honest, responsible people.

TIP! Know your area of expertise and then seek out a network that supports it. Building relationships with people who are in your sector is vital towards landing a job.

You can land the perfect job with the right resume. It is important that your resume is easy to read. A good resume will detail your education, special skills, interests and work history. Be sure to include contact information and any volunteer work.

TIP! You need to establish a schedule with your new employer. It is important that your boss know what your schedule is each day.

You should try networking with other people who are in the field you’re interested in. Networking that’s successful uses many goals and strategies to help you build professional relationships that are meaningful. Find out more about the field you are interested in. Attend conferences, read blogs, and do everything in your power to become more knowledgeable. Gain as much knowledge as possible via networking.

Your vibe is key to interview success. Be very positive, and do not forget to smile. Your interviewer must see you in a positive light, so exude positivity.

TIP! Prepare for a telephone interview, just as you would a face-to-face one. Rehearse a short speech that details your accomplishments and goals.

Keep track of everything that you buy if you make money on your own. Save your receipts, inventories and other documents to protect yourself when tax time rolls around. Staying organized will surely aid in keeping finances on track.

TIP! Never say anything negative about prior employers, even on your personal social media pages. Companies considering a new employee will research their online presence and these posts will likely be visible.

Clearly, it isn’t so hard to get a job if you take some time to learn about the company before the interview. This article has given you the tools you need for success. Start applying today!

Home Improvements For A Growing Family

TIP! Dust all your accessories at least one time every week. The accumulating dust is a potential allergy hazard that can easily be prevented.

Although a lot of people would like to make home improvements; they give up when things seem too hard. Getting started with home improvement projects is easy when you do some research ahead of time. The article below has ideas that can help you get started.

TIP! You should not get rid of your old doors. Take the door down and then sand it.

Think about putting a fresh coat of paint on your porch area. Make sure you apply a high quality exterior paint product. Always use paint that has the same type of base as the previous coat. It’s best to use oil-based paints for trim, since it’s more durable. It should not, however, be used on decks or other outdoor flooring, as it tends to become very slippery when it snows.

TIP! Landscaping is a home improvement project you should consider. Believe it or not, when people see your home, initially they notice the front lawn.

Save money on kitchen remodeling by refinishing your current cabinets instead of replacing them. A fresh stain or coat of paint, combined with a new style of hardware, can change the overall look and feel of the entire kitchen. This will make your kitchen look far more modern without costing tons of money.

TIP! Mounting a coat rack can be a pretty way to display and store your bracelets and necklaces. Make sure to only hang costume jewelry and nothing of significant value.

A combo washer-dryer may be the answer if your space is too small for individual units. Many of these units are as small as a dishwasher, so the room necessary to incorporate one is not substantial. A combo unit washes the clothes and when done switches to a dryer.

Shoe Boxes

TIP! No longer are chandeliers found only in mansions. A classy-looking chandelier that can pull together an elegant living or dining room can be yours for less than five hundred dollars.

You can use old shoe boxes to add additional storage space. You can create great designs by adding leftover wallpaper, or even fabric, as a cover to those old shoe boxes. It can add style to your room and give you additional storage in small spaces.

TIP! Create the illusion of higher ceilings with window treatments. To make your ceilings look higher, place the drapes, curtain rods and valances on the wall that is above the windows.

New furniture may be costly to purchase. Check garage sales and local thrift shops for attractive and interesting finds in furnishings. You might uncover some true gems among the used furniture items. Some may need to be worked on, but if you put in the time, it will be a great addition to your home.

TIP! Before winter gets here, take the time to insulate your pipes. Weatherizing tape, which you apply to your pipes, can be found at most home improvement stores.

New floor covering is a great way to update the look and feel of any room in your house. Whether you opt for carpet, laminate flooring, tile or even stained concrete, you have a few options. You can install some flooring on your own in a few days, or you can hire a professional for a major project.

TIP! If you are going to do any work outside of your home, you should get in touch with your neighbors in advance. If it involves a major renovation project, it could entail having part of the street blocked off from traffic in order to move equipment around and make deliveries.

As was stated earlier, many people show interest in improving their home, but quit when they run into difficulties. With the right information and attitude, home improvement does not have to be that hard. Keep this article’s suggestions in mind and you’ll be much better prepared for your next job.