Jim The Mortgage Man Blog

Jim Pettit - The Mortgage Man Akron OHMy name is Jim, better known as “The Mortgage Man,” which stems from my 30+ years helping people get the best financing for their new home purchase or mortgage refinance.

I have been in this business a long time.

In good times, and bad.

I have basically one primary goal … home ownership with the very best financing that meets each of my client’s individual needs.

With decades of experience in executive banking and lending across the country, I have a unique perspective into all the factors that should be considered when you seek financing.

I truly understand that purchasing or refinancing a home is a major decision, and that this business is fraught with misleading information and confusing numbers.

This is the reason I strive to make certain the loan decision is made based on full understanding, with full disclosure and transparency.

Your happiness is far more valuable than a less-than-perfect mortgage. I could not sleep at night unless I knew I had done the absolute best for you, my client.

That’s why I have so many repeat clients.

And why I sleep very well.

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What You Need To Get A Job Now

Employment is something that everyone finds important. If you are to earn success in the perfect career, you must be willing to learn as much as possible about anything and everything that might affect your job search. This article contains several proven and effective employment tips that are sure to help, so read on to learn more.

Make good use of LinkedIn. The section about Questions and Answers can help you to show off what you know about the field you’re interested in. You will also be able to use this place to see if others have anything to say about their experience and ideas where they work.

You should still work hard at your current job even if you are seeking something else. Otherwise, you may develop a reputation for not following through. Worse is, your new employer may find out and not hire you. If you want to succeed, you must always give your all to what you do.

TIP! When you are searching for a new job, being properly prepared can make all the difference. Make sure you have a resume that is up-to-date and lists all of your qualifications.

Regardless of the company’s dress code, you should always dress professionally. Just because the place may allow you to dress casually, there is nothing wrong with showing a little respect to the person having the interview.

Cover Letter

Your cover letter should reference the specific qualifications from the job listing. Make sure you give specific examples of leadership if that is what the employer is after. Make sure that you carefully look over the ad and cover letter.

Have questions prepared for your interviewer. Generally you’ll find that an interviewer will see if you need to ask any additional questions when the interview is over. Questions about the atmosphere, type of work to be completed and anything else you want to know should be asked.

TIP! Continue to learn and grow. There is always something new to learn when it comes to technology.

Don’t stop learning new skills ever. Because of technology, there are changing trends in many businesses. If you wish to stay current, you have to stay on top of all of these changes. If you need to, take a few classes or sign up for seminares. Knowledge is truly power when it comes to job hunting or promotions down the road.

Avoid making friends with your co-workers and bosses. It’s best to keep things professional at all times. When you bring in a personal element, more conflicts and drama can ensue in the workplace. If you keep these relationships on a professional level, you will not risk your job over things that are not related to the company.

As you are exploring job options, keep them diverse. Do not depend on any one opening to the exclusion of others. Until you sign on the dotted line, you’re still unemployed. Be certain to maintain lots of options. If you apply to multiple places, you will be much more likely to get a job.

Avoid making friends with your co-workers and bosses. Stay professional with all employees. Personal relationships in the workplace only complicates the business environment. You want to keep the most professional appearance at your workplace.

TIP! Stay in a positive mindset. Try not to let failure interfere with your feelings.

As you have read, employment can be quite complicated. Your job affects nearly all aspects of your life, so it is important to take the job search process seriously. By educating yourself and following the advice you have encountered, you are well on your way to getting the job that you need to turn your life around.

Great Couponing Tips For The Average Person

TIP! Combining coupons with sales is a great way to save even more. There may be times when you will need to keep a specific coupon for a long while instead of applying it the next time you visit the store.

You may think you are already reducing your spending as much as possible in these hard economic times. Coupons can result in tremendous savings. Coupons can provide savings every single day if you understand how they can best be used to your advantage. Read on to learn how.

TIP! When working with coupons, it is a good idea to not always immediately use them. To get the most out of your savings,wait until the item you want is on sale, and then use the coupon during the sale.

Use coupons if you see buy one item get the second item free specials running at stores. This can greatly reduce your bill. Not only do you get the extra item for free, but you will get a discount on the item that you purchase for the free item. If you use your coupons right, you can get items for less than half of the original cost.

TIP! Take advantage of competition among grocers. Many stores have a policy of honoring their competitors’ coupons.

Use coupons on things that are on sale at the grocery store. You can maximize savings this way and really stretch your dollar. Also, take expiration dates into consideration as coupons typically have a life of around three months. Coupons that are used when a sale is going on will help you save a bunch of money when checking out.

TIP! Set one day each week to go “couponing.” This can help you to organize as best as possible.

You can save a lot at dollar stores. Often, you can find brands that match your coupons. This is particularly true if the item was overstocked; those are often given to these lesser retailers as a way to make up the lost money. This pays you in the end as you can take the coupon off the deeply discounted price.

TIP! Pair up your coupons with the items that are on sale in your local grocery store. You’ll save the most amount of money if you do this.

Search for coupons online before you make an online purchase. Search for the retailer and “coupon.” This should bring up any promo codes being offered. You can find a wide range of coupons out there, from initial savings on the purchase to free shipping coupon codes to use at checkout.

TIP! Spend some time in clipping and printing coupons. You’re going to have to do some work in order to save money with coupons.

With the knowledge you learned here, you are ready to start saving money on all of your everyday items. See coupons in a whole new light, and they will help you become more financially secure.

Add Polish To Your Property With This Landscaping Advice

Are your outdoor areas the gossip of the neighborhood? Is it a negative since you are being mocked or laughed at. Reading this article is your first step to making your yard beautiful. So, read along to get more advice to improve your yard.

Draw up a plan of what you are hoping to achieve before you start your landscaping project. When you make a sketch, you get a visual of your ideas and you will get a more realistic idea of what tools will be needed to finish the job. If you find you need to make adjustments, it will be easier to do to a sketch than to your yard or garden.

Before you take on your next landscaping idea, think about sketching out just how you envision the final product. Making a sketch will show you what the end results will look like and you get a brighter picture of the items you require. This helps because you don’t have to actually make changes to see what they would look like.

TIP! If you want to transform your yard, try re-edging your flower and rock beds using a soft, curved design. That is more modern than having sharp corners and/or straight lines.

For a fresh look for your landscape, re-edge the rock beds and flowerbeds with curves that are soft. Curved beds are more contemporary and up-to-date than sharp corners and straight lines. Having fresh cut edges will make a huge impact on the way your lawn looks.

As you landscape, be sure you know what is different between annuals and perennials. Also, make sure you know which plants, shrubs, and flowers are best for your climate. Seasonal variations are an important consideration as well. It’s key that you are aware of the relevant information so you have the optimal landscaping experience.

When you landscape, make sure you know the differences between annuals and perennials, you also want to know what kind of shrubs, plant, or flowers work best in different areas. Seasonal variations are an important consideration as well. Consider every way that nature will impact a landscaping project before you start.

TIP! Make sure you test your soil before you start your landscaping or gardening project. A soil test can determine if your soil is missing something is should have or has something it shouldn’t.

Always choose quality products rather than cheaper ones. Low quality items can be found in many home improvement stores. Check out a specialty store in order to obtain unique products as well as useful advice from different experienced workers. The extra money charged will pay off, thanks to products which work as advertised.

Landscaping isn’t just for the experts! You can beautify your yard, as long as you put the time in and learn the right skills to do it well. Your grass will not be the only thing that goes green when your neighbors cast their jealous eyes on your magnificent landscaping work. When your efforts draw compliments and envy, you know you have done well!

Choosing quality products will pay off in the long run. Homeware stores typically have cheaper, lower quality options. Do your shopping at quality landscaping centers where the advice you receive will be from more experienced workers. It’s worth the extra money to get products and advice that truly work.

TIP! Many people forget that much of their landscaping planning and shopping can be done online. Of course, online shopping is very convenient and allows access to landscaping plants that are hard to find or even rare in your local retailers.